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Boat Insurance

Why is boat insurance required?

In many cases, you’re required by law or marina regulations to carry boat insurance. It’s easy to assume all policies are the same. But if all insurance is alike, what difference does it make where you get your coverage?

There is a difference

You may think the cheapest insurance is fine, but cheap isn’t everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to crafting a policy that actually protects you on the water.

There’s no one-size-fits-all policy when it comes to boat insurance.

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What does boat insurance provide?

Keep in mind that you can’t buy insurance after an accident on the water. Carefully considering the risks you may face while boating is essential.

Keeping you and your passengers safe is our top priority. That means ensuring your policy protects you as much as possible, whether you’re docked, cruising, or caught in a storm.

We’ll walk you through all your options, recommend the right coverage limits, and help you get every discount you’re eligible for.

Required and Additional Protection

Boat insurance protects you and your vessel in case of damage, theft, injury, or liability, whether caused by you or someone else. Coverage typically includes:

  • Liability

  • Collision

  • Comprehensive (including fire, theft, and storm damage)

Additional protection may also include:

  • Medical Payments

  • Towing & Assistance

  • Uninsured Boater Coverage

  • Trailer Coverage

  • Personal Effects Replacement

Docked boat on lift in Wrightsville Beach, NC, with gazebo, flowers, and calm waterway view.

Why We're Different?

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we’ll help you protect what matters most.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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