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Car Washes

Insurance Built for Car Washes

Car washes operate on tight margins and high volume. From automated equipment and water systems to customer vehicles in your care, one incident can disrupt operations fast. You need coverage built for wash facilities, not a generic garage policy that leaves gaps when a claim hits.

Risks Car Washes Face

Car washes rely on automated equipment, water systems, chemicals, and customer vehicles every day. Even well-run operations face claims from:

  • Damage to customer vehicles in your care
  • Equipment malfunction or conveyor system breakdown
  • Slip and fall injuries on wet surfaces
  • Chemical or environmental exposure issues
  • Water runoff or drainage liability concerns
  • Damage to buildings, pumps, or wash systems

Protect Your Car Wash

Tell us about your wash operation and we’ll build coverage that protects your equipment, your team, and the vehicles in your care.

Request a quote

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Car Wash Insurance Quotes

As your wash grows, so does your risk. From equipment to vehicles in your care, the right coverage protects your operation and keeps revenue moving when claims hit.

Worker hand washing vehicle with sponge at professional car wash facility

Essential Coverage Options

General Liability Insurance

Protects against customer injuries, slip and falls, and third-party property damage at your wash facility.

Garage Liability Insurance

Covers bodily injury and property damage arising from wash operations and vehicles in your care.

Workers’ Compensation

Covers medical costs and lost wages if an employee is injured on the job.

Commercial Auto Insurance

Coverage for service vehicles, maintenance trucks, or mobile wash units used for business.

Umbrella Insurance

Adds additional liability limits to protect against larger claims.

Essential Coverage Options

General Liability Insurance

Protects against customer injuries, slip and falls, and third-party property damage at your wash facility.

Garage Liability Insurance

Covers bodily injury and property damage arising from wash operations and vehicles in your care.

Workers’ Compensation

Covers medical costs and lost wages if an employee is injured on the job.

Commercial Auto Insurance

Coverage for service vehicles, maintenance trucks, or mobile wash units used for business.

Umbrella Insurance

Adds additional liability limits to protect against larger claims.

Finpoint Insurance Team

Why We're Different?

FinPoint Insurance Group works with car wash owners across conveyor, in-bay, and self-serve operations. We understand the exposures that come with automated equipment, water systems, chemical use, and vehicles in your care.

Our focus is protecting your operation, your team, and your equipment so one claim does not disrupt revenue or your reputation.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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