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Plumbing Contractors

Insurance Built for Plumbing Contractors

Plumbing contractors face serious risk on every job, from water damage and faulty installations to job site injuries and costly property claims. When water is involved, problems escalate quickly. That’s why plumbing businesses need insurance built for the realities of the trade, not generic coverage that leaves critical gaps.

Common Risks Plumbing Contractors Face

Plumbing work involves pressurized systems, water lines, drainage systems, and work inside occupied spaces. From installation to repair and new construction, plumbing contractors face risks that can lead to injuries, property damage, or expensive liability claims. Common risks include:

  • Water damage from burst pipes, faulty connections, or system failures
  • Property damage to walls, flooring, or finished interiors during installation or repair
  • Job site injuries from lifting heavy materials or working in tight spaces
  • Code compliance issues or failed inspections
  • Installation errors that result in leaks, backups, or costly rework

Ready to Protect Your Business?

Tell us about your plumbing operations and we’ll help you secure coverage built for how you work, protecting your crew, your contracts, and your reputation from start to finish.

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Get a Quote for Your Plumbing Business

As plumbing contractors take on larger projects and tighter timelines, insurance needs can change quickly. From residential service calls to commercial plumbing jobs, the right coverage helps protect your business, meet contract requirements, and keep work moving when issues arise.

kitchen sink

Essential Coverage Options

General Liability Insurance

Protects against third-party bodily injury and property damage claims.

Workers’ Compensation

Covers medical costs and lost wages if an employee is injured on the job.

Commercial Auto Insurance

Coverage for vans, trucks, and vehicles used for work.

Inland Marine / Tools & Equipment

Protects tools and equipment on job sites or in transit.

Umbrella Insurance

Adds an extra layer of protection for larger or higher-risk projects.

Errors & Omissions

Covers claims tied to installation mistakes, system failures, or work that leads to property damage after the job is complete.

Essential Coverage Options

General Liability Insurance

Protects against third-party bodily injury and property damage claims.

Workers’ Compensation

Covers medical costs and lost wages if an employee is injured on the job.

Commercial Auto Insurance

Coverage for vans, trucks, and vehicles used for work.

Inland Marine / Tools & Equipment

Protects tools and equipment on job sites or in transit.

Umbrella Insurance

Adds an extra layer of protection for larger or higher-risk projects.

Errors & Omissions

Covers claims from installation errors, system failures, or completed work that leads to property damage.

Finpoint Insurance Team

Why We're Different?

FinPoint Insurance Group works with plumbing contractors across residential and commercial projects. We understand the risks that come with water damage exposure, installation work, code compliance, and operating inside finished spaces where small mistakes can turn into costly claims.

Our approach is simple. We help plumbing contractors secure coverage that fits how they actually work, meet contract requirements, and keep projects moving when issues arise, without overcomplicating the process or selling coverage they do not need.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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