FPI Icon

Business Owners Policy Insurance

Why is a Business Owners Policy important?

Running a business means managing customers, employees, equipment, inventory, and the unexpected. A Business Owners Policy combines essential protections into one simple package, helping safeguard your business from costly setbacks like property damage, liability claims, and interruptions to your daily operations. Whether you run a retail shop, restaurant, office, or service-based business, a BOP helps protect the assets that keep your business moving.

There is a difference

General liability alone won’t protect your building, equipment, or inventory, and property insurance won’t cover customer-related claims. A Business Owners Policy combines both, giving small and midsize businesses a simple and affordable way to stay protected. It covers your physical assets, protects you from everyday liability risks, and helps replace lost income if your operations are interrupted after a covered event.

FinPoint can tailor a BOP to your needs so you stay prepared for the unexpected and can focus on serving your customers.

Request a quote

This field is for validation purposes and should be left unchanged.
By providing a telephone number and submitting this form you are consenting to be contacted by SMS text message. Message & data rates may apply. You can reply STOP to opt-out of further messaging.

What does a Business Owners Policy provide?

A Business Owners Policy, or BOP, bundles essential property and liability coverage into one policy to protect your business from costly risks. It helps safeguard your building, equipment, inventory, and operations from events like fire, theft, lawsuits, or business disruption.

Whether you own a storefront, run a professional office, or manage a growing operation, a BOP helps keep your business protected and running smoothly.

Our goal is to help you choose the right coverage, match your policy to your unique needs, and give you confidence that your business is protected everywhere it operates.

Included and Optional Protection

A Business Owners Policy protects your business from property damage, lawsuits, and unexpected interruptions. It gives small to mid-sized businesses comprehensive coverage in one affordable package.

Coverage may include:

  • Property Coverage
  • General Liability Coverage
  • Business Income and Extra Expense Coverage
  • Equipment and Inventory Coverage
  • Building and Contents Coverage

Additional options may include:

  • Professional Liability Coverage
  • Cyber Liability Coverage
  • Employment Practices Liability
  • Commercial Auto
  • Flood or Windstorm Coverage
Blue “Open” sign hanging in a storefront window of a small business.

Why We're Different?

Your business deserves more than standard coverage. At FinPoint Insurance Group, we take the time to understand your operations, your risks, and what matters most to your success.

We partner with trusted carriers that specialize in Business Owners Policies for businesses of all sizes. Our goal is to help you protect the property, equipment, and people that keep your business running.

Let us help you find coverage that keeps your investment and reputation secure.

FinPoint Insurance Logo

Where Protection
is Our Point

Jacksonville Office

1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033

Myrtle Beach

1293 Professional Dr, Ste 202
Myrtle Beach, NC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

Copyright © FinPoint Insurance. All Rights Reserved. Accessibility. Site by ILM.

Finpoint Insurance Group does not share, sell, or rent your mobile phone number or any personal information collected through SMS messaging with third parties for their marketing purposes. Your mobile number will only be used to send you the SMS messages you have opted in to receive.