Builder Risk
Why is builder’s risk insurance important?
Construction projects come with uncertainty. Builder’s risk insurance protects your work in progress from losses caused by fire, theft, weather, vandalism, and other unexpected events. Whether you are starting a new home, renovating an office, or managing multiple builds, this coverage helps safeguard the structure, materials, and equipment you rely on. It keeps your project moving and protects your investment from start to finish.
There is a difference
Standard property insurance does not cover buildings under construction. Builder’s risk insurance is designed specifically for active job sites, providing protection for materials on site, materials in transit, temporary structures, and the project itself as it takes shape.
FinPoint can tailor coverage to your project, no matter the size or scope. We help ensure your build is protected from delays, damage, and costly setbacks so you can stay focused on completing the job.
Contact us today and let our team help you find the right coverage to protect your project, materials, and business.
Request a quote
What does builder’s risk insurance provide?
Builder’s risk insurance protects your construction project from the financial impact of damage, loss, or unexpected events during the building process. It covers the structure under construction, materials, supplies, and equipment on site or in transit. Whether the issue is fire, theft, weather damage, or vandalism, this coverage helps keep your project on track and your investment protected from costly setbacks.
Our goal is to help you protect your work in progress from start to finish. We will help you choose the right coverage limits, ensure your policy fits the needs of your build, and give you confidence that your materials, labor, and project timeline are protected every step of the way.
Included and Optional Protection
Builder’s risk insurance protects your project from damage, loss, and delays. It provides essential coverage for builders, contractors, and property owners during construction.
Coverage may include:
- Protection for the structure under construction
- Coverage for materials on site or in transit
- Theft or vandalism protection
- Fire and weather-related damage
- Debris removal after a covered loss
Additional options may include:
- Soft cost coverage
- Equipment breakdown
- Business income or rental value
- Tools and equipment coverage
Why We're Different?
Construction projects come with unique risks, and your coverage should reflect that. At FinPoint Insurance Group, we take the time to understand your project, your timeline, and the exposures that can impact your build.
We partner with trusted carriers that specialize in builder’s risk insurance for projects of all sizes. Our goal is to help you protect the structure, materials, and equipment that keep your project moving forward.
Let us help you find coverage that protects your investment and keeps your job site secure from start to finish.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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