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Auto Services

Coverage built for auto service businesses

Auto service businesses face risks that vary by the work you do, the vehicles you handle, and the volume you move through your bays. The right insurance helps protect your shop, your people, your equipment, and your customers’ vehicles. At FinPoint Insurance Group, we build coverage for auto services designed to match how you operate today and support your growth.

Why Auto Service Coverage Matters

From customer vehicles on site to test drives, tools, lifts, and garage operations, a one size fits all policy can leave gaps or fall short of vendor and landlord requirements. Auto service focused coverage helps align your insurance with your day to day operations, your facility, and the responsibilities you take on with every repair.

Speak With an Advisor

Business Man

Work With an Agent Who Understands Auto Services

Auto service businesses face risks tied to the work you perform and the vehicles in your care. The right insurance helps protect your shop, employees, and customers’ vehicles. FinPoint Insurance Group provides coverage built for auto service operations and aligned with how you run your business.

Built for Growing Auto Service Businesses

As your shop grows, so do your risks. Whether you operate an automotive body repair shop, car wash, exhaust repair facility, general automotive repair shop, or transmission repair center, your insurance needs evolve with your operations.

Adding bays, increasing vehicle volume, hiring technicians, or investing in specialized equipment all change your exposure. We help adjust coverage to match your business today and protect where you are headed next.

Who We Work With:

  • Automotive body repair shops
  • Car washes and detailing centers
  • Exhaust and muffler repair shops
  • General auto repair facilities
  • Transmission repair specialists

Common Risks Auto Service Businesses Face:

  • Customer vehicle damage while in your care
  • Garage liability and third-party injury claims
  • Equipment and tool theft or breakdown
  • Test drive and employee driving exposure
  • Property damage from fire, water, or mechanical failure

FAQs

What insurance does an auto repair shop need?

Most shops need general liability, garage liability, garage keepers coverage, property insurance, workers compensation, and commercial auto if vehicles are used for business.

What is garage keepers coverage?

Garage keepers insurance protects customer vehicles while they are in your care, custody, or control.

Are employee test drives covered?

Test drives may require proper garage liability or commercial auto coverage. Your policy should clearly address this exposure.

 

Does insurance change as my shop grows?

Yes. Adding bays, technicians, or equipment increases risk and may require updated limits and coverage.

 

Mechanic repairing a vehicle’s front brake system with exposed rotor and caliper inside a garage.

Why We're Different?

We do not believe in generic insurance for auto service businesses. We learn how your shop operates and structure coverage around the vehicles, equipment, and risks you manage every day.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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