Insurance Built for Bars

Bars operate in fast-paced, high-risk environments where guest behavior, alcohol service, and late-night operations create constant exposure. From liquor liability and guest safety to property damage and daily operations, one claim can disrupt your business fast. You need coverage built for bars, not a generic policy that leaves gaps when it matters most.

Common Risks Bars Face

Bars face risk every day, including:

  • Liquor liability and alcohol-related incidents
  • Slip and fall incidents involving guests
  • Assault or altercations on premises
  • Property damage and equipment breakdown
  • Theft, vandalism, or late-night incidents
  • Employee injuries and workplace claims

Protect Your Dental Practice

Tell us about your practice and we’ll build coverage that protects your patients, your team, and your reputation.

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Protect Your Bar

Tell us about your business, and we’ll build coverage that protects your staff, your customers, and your operations.

Interior view of King Neptune’s restaurant at Wrightsville Beach, insured by FinPoint Insurance Group.

Essential Coverage for Bars

Errors & Omissions

Protects against claims related to service, management decisions, or incidents tied to your operations.

General Liability Insurance

Covers guest injuries, slip and falls, and third-party claims in your bar.

Liquor Liability Insurance

Protects your business from claims related to alcohol service, including incidents involving intoxicated patrons.

Commercial Property Insurance

Protects your building, bar equipment, furniture, and inventory from damage or loss.

Business Owners Policy

Bundles property and liability coverage into one policy built for bars.

Commercial Umbrella Insurance

Adds extra liability protection beyond standard policy limits.

Essential Coverage for Bars

Errors & Omissions

Protects against claims related to service, management decisions, or incidents tied to your operations.

General Liability Insurance

Covers guest injuries, slip and falls, and third-party claims in your bar.

Liquor Liability Insurance

Protects your business from claims related to alcohol service, including incidents involving intoxicated patrons.

Commercial Property Insurance

Protects your building, bar equipment, furniture, and inventory from damage or loss.

Business Owners Policy

Bundles property and liability coverage into one policy built for bars.

Commercial Umbrella Insurance

Adds extra liability protection beyond standard policy limits.

Finpoint Insurance Team

Why We're Different?

FinPoint Insurance Group works with bars and hospitality businesses that operate in fast-paced, high-risk environments. We understand the exposures that come with alcohol service, guest behavior, late-night operations, and day-to-day management.

Our focus is protecting your business, your staff, and your reputation so one claim doesn’t disrupt your operations or your revenue.

FinPoint Insurance Logo

Where Protection
is Our Point

Jacksonville Office

1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033

Myrtle Beach

1293 Professional Dr, Ste 202
Myrtle Beach, NC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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