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Renters Insurance

What does renters insurance provide?

Life happens fast, and you cannot buy coverage after a loss. Thinking ahead about the risks of renting is important, since even small incidents in your apartment or rental home can create big costs.

Renters insurance protects what matters most: your belongings and your peace of mind. That means making sure your policy covers theft, fire, water damage, and more, while also providing liability protection if someone gets hurt in your space.

Contact us today. We will walk you through your options, recommend the right limits, and help you take advantage of every discount available.

There is a difference

You might think the cheapest policy is the best choice. Cheap can cost you more.

While many policies look similar on paper, the details are not the same. Limits, deductibles, and optional coverages vary by carrier. The difference shows up when a pipe bursts, when a fire damages your furniture, or when a guest gets injured in your home.

There is no one size fits all policy for renters. Apartments, townhomes, and single-family rentals all carry different risks. We help you structure protection that fits the way you live.

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What does renters insurance provide?

Keep in mind you cannot buy coverage after a loss. Thinking ahead about the risks of renting is important, since even small incidents in an apartment or rental home can create big costs.

Keeping you protected where you live is our priority. That means making sure your policy covers your belongings, provides liability coverage if someone is injured in your space, and helps with temporary living expenses if your rental becomes uninhabitable.

Contact us today. We will show you your options, recommend the right limits, and help you take advantage of every discount available.

Required and Additional Protection

Renters insurance protects you and your belongings in case of loss, damage, or liability, whether it is caused by fire, theft, water damage, or other unexpected events. Coverage often includes:

  • Personal Property Coverage

  • Liability Protection

  • Loss of Use (help with temporary living expenses if your rental becomes uninhabitable)

Additional protection may include:

  • Medical Payments to Others
  • Coverage for High-Value Items (such as jewelry, electronics, or collectibles)
  • Identity Theft Protection
  • Optional Endorsements for specific risks in your area
rental homes

Why We’re Different for Renters

While many insurance products look alike in price and coverage, not every provider understands the unique risks renters face. We take the time to tailor a policy that protects both you and your belongings.

There is no one size fits all option when it comes to renters insurance. Whether you rent an apartment, townhome, or single-family house, you deserve protection that fits the way you live.

Please reach out to us today, and we will help you keep your home and your peace of mind protected.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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