Employment Practices Liability Insurance
Why is Employment Practices Liability Insurance important?
Your business relies on your people, and protecting them protects you. Employment Practices Liability Insurance (EPLI) helps safeguard your company from claims tied to the workplace including wrongful termination, harassment, discrimination, retaliation, and other employee-related issues. One claim can disrupt operations and drain resources. EPLI helps you stay protected and prepared.
There is a difference
General liability policies don’t cover employee-related claims. EPLI fills that gap by protecting your business, your leadership, and your HR processes when workplace issues arise. From hiring to firing and everything in between, this coverage helps defend your organization when allegations or disputes come up.
FinPoint can tailor EPLI coverage to your needs whether you have a small team or a growing workforce. We’ll help ensure your business stays protected from unexpected employee claims so you can focus on running your company with confidence.
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What does Employment Practices Liability Insurance provide?
Employment Practices Liability Insurance (EPLI) protects your business from the financial impact of employee-related claims. These include allegations of wrongful termination, discrimination, harassment, retaliation, and other workplace issues. EPLI helps shield your company from costly legal fees, settlements, and disruptions that can arise at any stage of the employment process.
From hiring to firing and everything in between, this coverage keeps your business protected and gives you confidence that your team and leadership are supported when concerns or disputes come up.
Our goal is to help you understand your risks and secure protection that fits your workforce. We’ll help you choose the right limits, customize your policy to your business, and give you the peace of mind that your people and your company are covered.
Included and Optional Protection
EPLI safeguards your business from claims tied to workplace practices and employee interactions. It’s essential coverage for any business that manages a team, regardless of size or industry.
Coverage may include:
- Wrongful Termination
- Discrimination Claims
- Harassment (including sexual harassment)
- Retaliation Claims
- Failure to Promote
- Wrongful Discipline or Evaluation
- Privacy Violations
- Wage and Hour Claim Defense (where available)
Additional options may include:
- Third-Party Liability (coverage for claims brought by customers or vendors)
- Defense Cost Coverage Outside of Limits
- Extended Reporting Period Options
- Workplace Training Support or Risk Management Resources
Why We're Different?
Your business deserves more than a basic policy. At FinPoint Insurance Group, we take the time to understand your workplace, your culture, and the employment risks your team faces every day.
We partner with trusted carriers that specialize in Employment Practices Liability Insurance for businesses of all sizes. Our goal is to help you protect your people, your leadership, and your reputation from the costly impact of employee-related claims.
Let us help you find the right EPLI coverage so you can move forward with confidence knowing your business is protected.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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