Commercial Umbrella
Why is commercial umbrella insurance important?
Your primary liability policies only go so far. When a major accident, lawsuit, or unexpected claim exceeds those limits, commercial umbrella insurance steps in. This extra layer of protection helps safeguard your business from high-cost claims that could disrupt operations or threaten your financial stability. From job-site injuries to large auto losses, umbrella coverage provides the added peace of mind growing businesses need.
There is a difference
Standard liability policies have caps. Commercial umbrella insurance extends those limits, helping protect your people, property, vehicles, and daily operations from expensive claims. It is coverage designed for businesses that face higher exposure, whether you manage a fleet, run a warehouse, operate job sites, or serve customers every day.
FinPoint can tailor umbrella coverage to your risk level and industry. Whether you need added protection for one location or many operations, our team will help you stay protected so you can keep moving forward.
Contact us today and let FinPoint Insurance Group help you find the right coverage to protect your business from the unexpected.
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What does commercial umbrella insurance provide?
Commercial umbrella insurance gives your business an extra layer of protection on top of your existing liability policies. When a major accident or lawsuit exceeds the limits of your general liability, commercial auto, or workers compensation policies, umbrella coverage steps in. This helps your business stay protected from high cost claims that could impact your operations or financial stability.
Umbrella insurance is especially important for businesses with higher exposure. This includes companies with fleets, public foot traffic, large job sites, or operations that work with heavy equipment. By adding umbrella coverage, you increase your protection and reduce the risk of large unexpected losses.
Our goal is to help you choose the right amount of added protection. We will review your policies, understand your risk level, and make sure your coverage supports the way your business operates each day.
Included and Optional Protection
Commercial umbrella insurance increases the limits on your existing policies and provides added protection from large claims and unexpected events.
Coverage may include:
- General Liability
- Commercial Auto Liability
- Employers Liability
- Liquor Liability
- Cyber Liability depending on carrier
- Professional Liability depending on carrier
Additional options may include:
- Higher limits for large job site risks
- Increased auto liability for fleets
- Broader coverage for customer injuries or property damage
Why We're Different?
Your business needs more than basic liability protection. At FinPoint Insurance Group, we take the time to understand your operations, your exposure, and the risks that could lead to high cost claims.
We partner with trusted carriers that specialize in commercial umbrella coverage for businesses of all sizes. Our goal is to help you increase your protection so one major claim does not disrupt the work you do every day.
Let us help you strengthen your coverage and keep your business secure.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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