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Restaurants

Insurance Built for Restaurants

Restaurants operate in fast-paced environments where staff movement, customer interaction, and kitchen activity create constant exposure. From cooking risks and equipment breakdowns to liability and business interruption, one claim can disrupt operations fast. You need coverage built for restaurants, not a generic policy that misses key risks.

Risks Restaurants Face

Restaurants face risk every day, including:

  • Customer injuries, including slips, falls, or food-related incidents
  • Kitchen fires or damage from cooking equipment
  • Liability tied to food service or alcohol sales
  • Equipment breakdown impacting refrigeration or cooking systems
  • Theft, vandalism, or employee-related losses
  • Loss of income from closures or unexpected disruptions

Protect Your Restaurant

Tell us about your restaurant, and we’ll build coverage designed to protect your operations, staff, customers, and revenue.

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Protect Your Restaurant

Tell us about your restaurant, and we’ll build coverage designed to protect your operations, staff, customers, and revenue.

restaurant guests dining and eating meals at a table in a casual restaurant

Essential Coverage for Restaurants

General Liability Insurance

Covers customer injuries, slip-and-falls, and third-party claims.

Commercial Property Insurance

Protects your building, kitchen equipment, furnishings, and inventory from damage or loss.

Liquor Liability Insurance

Covers claims related to alcohol service, including overserving or related incidents.

Workers Compensation Insurance

Covers employee injuries and workplace-related claims.

Essential Coverage for Restaurants

General Liability

Covers customer injuries, slip-and-falls, and third-party claims.

Commercial Property

Protects your building, kitchen equipment, furnishings, and inventory from damage or loss.

Liquor Liability

Covers claims related to alcohol service, including overserving or related incidents.

Workers Compensation

Covers employee injuries and workplace-related claims.

Finpoint Insurance Team

Why We're Different?

FinPoint Insurance Group works with restaurants and hospitality businesses that operate in fast-paced, high-risk environments. We understand the exposure that comes with kitchen operations, staff movement, customer interaction, and alcohol service.

Our focus is simple: protect your restaurant, your staff, and your revenue so one issue doesn’t shut you down.

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Where Protection
is Our Point

Jacksonville Office

1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033

Myrtle Beach

1293 Professional Dr, Ste 202
Myrtle Beach, NC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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