Business Insurance

Why is business insurance so valuable?

Because it stands as a bulwark against unexpected setbacks. In business, that’s not just valuable; it’s crucial. A hurricane may not damage your property. A cyberattack may not breach your company’s data. But almost every business suffers some unforeseen misfortune, and, as the truism goes, fortune favors the prepared. With a deep-rooted understanding of businesses in the Coastal Carolinas, we can help you prepare comprehensive solutions specific to your business needs.

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What does business insurance provide?

It provides peace of mind from the moment coverage begins. As a policyholder, your protections include:

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

General Liability

Targets risks such as operational interruptions, property damage, lawsuits, and business-related injuries.



Commercial Property

Protection for buildings, equipment, and inventory against risks such as fire, theft, and natural disasters.



Commercial Auto

Covers business-owned vehicles for accidents, liability claims, and damage while used for work.



Cyber Liability Insurance

Protects against data breaches, ransomware attacks, and other threats to sensitive information.



E&O

Errors & Omissions insurance covers negligence claims, legal defense costs, and financial losses related to business services.



Liquor Liability

Protects businesses that serve or sell alcohol from alcohol-related incidents leading to property damage, injuries, or lawsuits.



Workers' Compensation

Protects employers from lawsuits. Provides employees injured on the job with medical benefits and wage replacement.



Employment Practices Liability Insurance

EPLI protects against claims by employees alleging practices such as discrimination, harassment, and wrongful termination.



Builder Risk

Protects construction projects against damage by fire, theft, vandalism, and weather events.



Inland Marine

Covers goods transported over land and in temporary storage.



Business Owners Policy Insurance

BOP combines property, liability, and business interruption coverage into one package.



Commercial Umbrella

Additional liability coverage beyond standard policy limits for catastrophic claims and lawsuits.

Who needs business insurance?

All business owners. From seaside restaurants and construction firms to retail shops and professional offices, each member of our business community needs protection. From property damage. From liability claims. Protection from various risks that could cause business interruptions and financial losses. With flexible, scalable coverage, local companies can safeguard their assets, ensure compliance, and enjoy peace of mind.

What are your business insurance needs? We can meet them. Whether you’re a startup or an established company, we have the on-the-ground knowledge to help you assess region-specific risks and devise a targeted plan to safeguard against them.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080