Business Owners Policy Insurance
Why is a Business Owners Policy important?
Running a business means managing customers, employees, equipment, inventory, and the unexpected. A Business Owners Policy combines essential protections into one simple package, helping safeguard your business from costly setbacks like property damage, liability claims, and interruptions to your daily operations. Whether you run a retail shop, restaurant, office, or service-based business, a BOP helps protect the assets that keep your business moving.
There is a difference
General liability alone won’t protect your building, equipment, or inventory, and property insurance won’t cover customer-related claims. A Business Owners Policy combines both, giving small and midsize businesses a simple and affordable way to stay protected. It covers your physical assets, protects you from everyday liability risks, and helps replace lost income if your operations are interrupted after a covered event.
FinPoint can tailor a BOP to your needs so you stay prepared for the unexpected and can focus on serving your customers.
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What does a Business Owners Policy provide?
A Business Owners Policy, or BOP, bundles essential property and liability coverage into one policy to protect your business from costly risks. It helps safeguard your building, equipment, inventory, and operations from events like fire, theft, lawsuits, or business disruption.
Whether you own a storefront, run a professional office, or manage a growing operation, a BOP helps keep your business protected and running smoothly.
Our goal is to help you choose the right coverage, match your policy to your unique needs, and give you confidence that your business is protected everywhere it operates.
Included and Optional Protection
A Business Owners Policy protects your business from property damage, lawsuits, and unexpected interruptions. It gives small to mid-sized businesses comprehensive coverage in one affordable package.
Coverage may include:
- Property Coverage
- General Liability Coverage
- Business Income and Extra Expense Coverage
- Equipment and Inventory Coverage
- Building and Contents Coverage
Additional options may include:
- Professional Liability Coverage
- Cyber Liability Coverage
- Employment Practices Liability
- Commercial Auto
- Flood or Windstorm Coverage
Why We're Different?
Your business deserves more than standard coverage. At FinPoint Insurance Group, we take the time to understand your operations, your risks, and what matters most to your success.
We partner with trusted carriers that specialize in Business Owners Policies for businesses of all sizes. Our goal is to help you protect the property, equipment, and people that keep your business running.
Let us help you find coverage that keeps your investment and reputation secure.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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