Electrical Contractors
Coverage Built for Electrical Contractors
Electrical work leaves little room for error. From live panels and temporary power to fast-paced, multi-trade job sites, even small mistakes can lead to serious injuries, property damage, or costly disputes. Electrical contractors need insurance designed to account for the real risks of the trade and the environments they work in every day.
Common Risks Electrical Contractors Face
Electrical contractors work in environments where small errors can carry serious consequences. Common risks include:
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Electrical shock, arc flash, or burn-related injuries
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Fire damage caused by faulty wiring or connections
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Damage to existing electrical systems, panels, or finished spaces
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Claims related to code compliance or failed inspections
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Job site incidents involving other trades or the public
Ready to Protect Your Business?
Tell us a little about your electrical work and we’ll help you put the right coverage in place to protect your operation and keep your projects moving.
Request a quote
Get a Quote for Your Electrical Business
As electrical contractors take on larger projects and tighter timelines, insurance needs can change. Having the right coverage in place helps protect your business, meet job requirements, and keep work moving when issues arise.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Umbrella Insurance
Adds an extra layer of protection for larger or higher-risk projects.
Errors & Omissions
Covers claims related to wiring errors, design issues, or code compliance disputes.
Employment Practices Liability
Helps cover claims related to hiring, termination, or workplace conduct.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Umbrella Insurance
Adds an extra layer of protection for larger or higher-risk projects.
Errors & Omissions
Covers claims related to wiring errors, design issues, or code compliance disputes.
Employment Practices Liability
Helps cover claims related to hiring, termination, or workplace conduct.
Why We're Different?
FinPoint Insurance Group works with electrical contractors across residential, commercial, and construction projects. We understand the risks electricians face on active job sites and the insurance requirements that often come with them. Our focus is helping protect your business, your crew, and your ability to keep projects moving.
Where Protection
is Our Point
Jacksonville Office
1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033
Myrtle Beach
1293 Professional Dr, Ste 202
Myrtle Beach, NC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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