Garage Liability
Why is garage liability insurance important?
When you operate an auto repair shop, dealership, or service center, vehicles and customers are constantly on your premises. A single accident, injury, or property damage claim can put your business at serious financial risk.
Garage liability insurance protects your operation from third-party bodily injury and property damage claims tied to your business activities.
There is a difference
Garage liability is not the same as general liability. It is built specifically for businesses that sell, service, store, or park vehicles.
It covers risks tied to customer vehicles, test drives, on-site operations, and everyday shop exposure.
If you work on vehicles, move them, store them, or allow customers on your property, you need coverage designed for the way your shop actually operates.
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What does garage liability insurance provide?
Garage liability insurance protects your auto service business from third-party bodily injury and property damage claims that arise from your operations.
Whether you run a repair shop, dealership, body shop, or service center, your business faces daily exposure from customer vehicles, test drives, and on-site activity. This coverage is built specifically for businesses that sell, service, store, or move vehicles.
Our priority is helping you secure the right limits so your business is protected from costly claims and operational disruptions.
Included and Optional Protection
Garage liability insurance helps protect your business against claims tied to your operations and premises.
Coverage may include:
- Bodily Injury and Property Damage Liability
- Products and Completed Operations
- Premises Liability
- Legal Defense Costs
Additional options may include:
- Garagekeepers Coverage for Customer Vehicles
- Dealers Open Lot Coverage
- Hired and Non-Owned Auto Liability
- Commercial Property Coverage
Why We're Different?
Garage operations carry real liability exposure. We build coverage around how your business actually runs, not a generic policy template.
At FinPoint Insurance Group, we partner with carriers that specialize in auto service and dealer operations, structuring protection that fits your workflow, vehicle exposure, and property risk.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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