General Contractors
Insurance Built for General Contractors
General contractors face risk at every stage of a project, from coordinating subcontractors and managing job sites to meeting deadlines and controlling costs. General contractor insurance is designed to protect your business from property damage, injuries, subcontractor-related exposures, and liability that can arise throughout the build, helping keep projects moving and your operation protected when things don’t go as planned.
Common Risks General Contractors Face
General contractors manage multiple crews, subcontractors, and job site variables every day. With responsibility spanning the entire project, even minor issues can quickly turn into costly claims. Common risks include:
- Job site injuries involving employees, subcontractors, or third parties
- Property damage caused by construction activities or subcontracted work
- Subcontractor liability gaps that roll up to the general contractor
- Construction defects or completed operations claims
- Equipment damage, theft, or job site losses
- Project delays leading to disputes or financial loss
Ready to Protect Your Business?
Tell us a little about your general contracting operations and we’ll help you secure coverage designed to protect your people, your projects, and your bottom line from start to finish.
Request a quote
Get a Quote for Your General Contracting Business
As a general contractor, your insurance needs change as projects grow, crews expand, and responsibilities increase. From managing subcontractors to overseeing job sites and timelines, the right coverage helps protect your business, meet contract requirements, and keep projects moving when issues arise.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Why We're Different?
FinPoint Insurance Group works with general contractors across residential, commercial, and large-scale construction projects. We understand the complexity of managing job sites, coordinating subcontractors, and meeting contract requirements while keeping projects on schedule.
Our approach is built around protecting your business, your crew, and your reputation. We help structure coverage that aligns with how general contractors actually operate so when issues arise, you’re positioned to respond quickly and keep work moving forward.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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