FPI Icon

Home Insurance

Why is home insurance important?

Home insurance protects more than just the walls around you. It covers the place where life happens. Whether you’re a first-time buyer or you’ve lived in your home for years, having the right policy gives you peace of mind when the unexpected hits.

Not all policies are the same

Many people think home insurance is just another box to check, but the truth is, coverage can vary widely.

From storm damage and fire to theft and liability, each policy is built differently. Some only protect the basics. Others leave gaps you won’t find until it’s too late. The right provider will make sure your home, belongings, and budget are covered from every angle.

Our team is here to guide you through your options and help you find coverage that fits your lifestyle, your location, and your needs.

Request a quote

This field is for validation purposes and should be left unchanged.

What does home insurance cover?

Home insurance is something you hope to never need but will be grateful to have when it matters. Whether it’s a storm, fire, or break-in, your policy should be built to protect the things that make your house a home.

Our goal is to help you feel confident in your coverage. We’ll walk you through your options, help you choose the right limits, and find every discount available.

Standard and Optional Coverage

A homeowners policy can protect you in a variety of situations, including damage or loss caused by:

  • Fire and smoke

  • Wind and hail

  • Theft or vandalism

  • Water damage (non-flood)

  • Liability protection

  • Loss of use (temporary housing if your home becomes unlivable)

Optional coverage may also include:

  • Flood insurance

  • Earthquake coverage

  • Scheduled personal property

  • Identity theft protection

  • Equipment breakdown coverage

Two older residential homes in a quiet neighborhood with blue skies above

Why We're Different?

Most home insurance products may look similar, but the coverage behind them can vary a lot. It’s not just about price. It’s about making sure your policy is built for your home, your needs, and your region.

At FinPoint, we take the time to understand what makes your property unique. We match that with coverage that helps you stay protected when life doesn’t go as planned.

FinPoint Insurance Logo

Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

Copyright © FinPoint Insurance. All Rights Reserved. Accessibility. Site by ILM.