Homeowner Association
Insurance Built for Homeowners Associations
Homeowners’ associations manage more than buildings. They manage shared property, liability exposure, and the financial stability of an entire community. From property damage and common area incidents to board liability and major claims, the right coverage protects your association and the residents who depend on it.
Common Risks HOA Associations Face
Homeowners associations manage shared buildings and amenities and face risks such as:
- Injuries to residents or guests in hallways, stairwells, or shared areas
- Property damage from fires, storms, or water leaks
- Liability tied to maintenance work or outside vendors
- Failures of shared systems like HVAC, plumbing, or electrical
- Incidents in community spaces like pools, parking lots, or walkways
- Vandalism, theft, or disputes involving shared property
Ready to Protect Your Association?
Tell us about your homeowners association and we’ll help build coverage designed to protect your buildings, your board, and the community you manage.
Request a quote
HOA Insurance Quotes
As your homeowners association grows, so does your exposure. The right coverage helps protect shared property, common areas, and the community you manage.
Essential Coverage for HOAs
Commercial Property Insurance
Protects association buildings, shared structures, and common areas from fire, storms, and other covered damage.
General Liability Insurance
Covers injuries to residents, guests, or visitors and property damage that occurs in common areas.
Commercial Umbrella Insurance
Adds additional liability protection above the limits of standard policies.
Essential Coverage Options
Commercial Property Insurance
Protects association buildings, shared structures, and common areas from fire, storms, and other covered damage.
General Liability Insurance
Covers injuries to residents, guests, or visitors and property damage that occurs in common areas.
Commercial Umbrella Insurance
Adds additional liability protection above the limits of standard policies.
Why We're Different?
FinPoint Insurance Group works with homeowners associations and property managers across the region. We understand the risks that come with managing shared buildings, common areas, and community property.
Our focus is helping associations protect their property, manage liability, and keep their communities running when claims happen.
Where Protection
is Our Point
Jacksonville Office
1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033
Myrtle Beach
1293 Professional Dr, Ste 202
Myrtle Beach, SC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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