Landscape & Lawn Maintenance
Insurance Built for Landscape & Lawn Maintenance Professionals
Landscaping and lawn maintenance come with real risk, from mowing and hedge trimming to irrigation installs, tree work, and transporting equipment between job sites. Even routine jobs can result in property damage, injuries, or costly downtime, which is why landscape contractors need insurance built for the realities of the field, not generic coverage that leaves gaps when it matters most.
Common Risks Landscape & Lawn Maintenance Contractors Face
Landscape work involves powered equipment, property access, and constant exposure to outdoor job site hazards. Even experienced crews face risks that can lead to injuries, property damage, or costly claims. Common risks include:
- Property damage from mowing, edging, or debris
- Tree trimming and falling limb exposure
- Irrigation system damage or underground line strikes
- Equipment theft or breakdown
- Injuries to crew members or bystanders
Ready to Protect Your Business?
Tell us a little about your landscaping or lawn maintenance operations and we’ll help you put the right coverage in place to protect your equipment, your crew, and your projects from season to season.
Request a quote
Get a Quote for Your Excavation Business
As your landscaping business grows and takes on larger commercial properties, insurance needs evolve. The right coverage helps protect your equipment, your crew, and the properties you maintain while keeping you compliant with client requirements.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Umbrella Insurance
Adds an extra layer of protection for larger or higher-risk projects.
Essential Coverage Options
General Liability Insurance
Protects against third-party bodily injury and property damage claims.
Workers’ Compensation
Covers medical costs and lost wages if an employee is injured on the job.
Commercial Auto Insurance
Coverage for vans, trucks, and vehicles used for work.
Inland Marine / Tools & Equipment
Protects tools and equipment on job sites or in transit.
Umbrella Insurance
Adds an extra layer of protection for larger or higher-risk projects.
Why We're Different?
FinPoint Insurance Group works with landscape and lawn maintenance contractors across residential communities, commercial properties, and HOA accounts. We understand the day to day risks that come with operating equipment, maintaining client properties, managing crews, and meeting contract requirements.
Our focus is helping protect your business, your team, and your reputation so you can keep jobs running smoothly and grow with confidence.
Where Protection
is Our Point
Jacksonville Office
1703 Country Club Rd, Ste 103
Jacksonville, NC 28546
info@finpointinsurance.com
Phone: (910) 526-0301
Fax: (910) 799-3033
Myrtle Beach
1293 Professional Dr, Ste 202
Myrtle Beach, NC 29577
info@finpointinsurance.com
Phone: (843) 438-2065
Fax: (910) 799-3033
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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