Liquor Liability
Why is liquor liability insurance important?
If your business sells, serves, or allows alcohol on the premises, you take on real risk. A single incident involving an intoxicated customer can lead to property damage, injuries, and costly legal action. Without the right coverage, your business could be held financially responsible.
Liquor liability insurance helps protect you from claims that result from the actions of a guest who was served alcohol. This includes legal defense costs, settlements, and medical expenses related to alcohol-related incidents.
This coverage gives your business the confidence to operate safely, responsibly, and with financial protection in place.
There is a difference
General liability policies do not cover alcohol-related claims. Liquor liability insurance fills that gap by protecting businesses that manufacture, sell, serve, or distribute alcohol.
FinPoint can tailor coverage to your business so you stay protected while focusing on serving your customers.
Contact us to learn more and let our team help you secure the right liquor liability policy.
Request a quote
What does liquor liability insurance provide?
Liquor liability insurance protects your business from the financial impact of incidents involving customers who were served alcohol. If a guest causes property damage, injuries, or other harm after drinking on your premises, your business may be held legally responsible. Liquor liability coverage helps pay for legal defense, settlements, and related expenses so your operations can continue with minimal disruption.
Whether you run a bar, restaurant, event venue, or retail store that sells alcohol, this coverage helps safeguard your business and reduces the risks that come with serving or selling alcohol.
Our goal is to help you choose the right coverage limits, make sure your policy fits your business needs, and give you confidence that your reputation and financial stability are protected.
Included and Optional Protection
Liquor liability insurance helps safeguard your business from claims tied to alcohol-related incidents caused by a customer you served.
Coverage may include:
- Legal defense and attorney fees
- Settlements or judgments
- Property damage caused by an intoxicated guest
- Bodily injury caused by an intoxicated guest
- Assault or battery related to alcohol service
- Off-premises damage after serving a customer
Additional options may include:
- Special event coverage
- Seasonal operation coverage
- Employee training or compliance add-ons
- Expanded assault and battery protection
Why We're Different?
Your business deserves more than standard coverage. At FinPoint Insurance Group, we take the time to understand your operations, your customers, and the risks that come with selling or serving alcohol.
We partner with trusted carriers that specialize in liquor liability coverage for businesses of all sizes. Our goal is to help you protect your reputation, financial stability, and day-to-day operations when alcohol-related claims arise.
Let us help you find coverage that keeps your business protected and moving forward with confidence.
Where Protection
is Our Point
Wilmington Office
1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033
Leland Office
1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304
Southport Office
4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080
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