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Umbrella Insurance

What does umbrella insurance provide?

Umbrella insurance adds an extra layer of protection beyond your standard auto, home, or boat policies. It steps in when the unexpected happens and your existing coverage reaches its limit, helping protect your savings, income, and peace of mind.

From major accidents to lawsuits, umbrella insurance can cover costs that go beyond what your other policies pay for. It helps safeguard your financial future so one incident doesn’t put everything you’ve worked for at risk.

Contact our team today. We will help you understand your coverage options and find a policy that fits your lifestyle and level of protection.

There is a difference

Not all insurance policies provide the same level of coverage. Umbrella insurance is designed to fill the gaps and give you broader protection when you need it most.

It can help cover legal fees, injury claims, or property damage that exceed the limits of your auto or homeowners policy. It also extends to situations that might not be covered otherwise, such as incidents involving rental properties or libel claims.

Every policy is unique. Whether you want to protect personal assets, a business, or your family’s future, our team will help you build a policy that gives you confidence and peace of mind.

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What does umbrella insurance provide?

Umbrella insurance provides additional protection beyond the limits of your home, auto, or business policies. It helps cover major claims or lawsuits that could otherwise impact your savings, income, or personal assets.

If an accident results in serious injury, property damage, or legal action, your umbrella policy steps in once your primary coverage is exhausted. This added layer of security gives you peace of mind knowing you are protected from unexpected financial loss.

Contact us today. We will review your coverage options and help you find a policy that fits your lifestyle and protection needs.

Required and Additional Protection

Umbrella insurance protects you and your family in case of large liability claims or lawsuits that exceed your other policy limits. Coverage often includes:

  • Personal injury and property damage liability
  • Legal defense costs
  • Landlord liability coverage
  • Protection for incidents involving rental properties

Additional protection may include:

  • Coverage for false arrest, libel, or slander
  • Protection against liability while traveling abroad

  • Extended coverage for household members

  • Coverage for volunteer or nonprofit activities

Coastal home porch with white chairs overlooking sand dunes, symbolizing peace of mind and lifestyle protection with umbrella insurance in Wilmington North Carolina

Why we are different for umbrella insurance

Many insurance policies may look similar, but few provide the level of personal attention and understanding that true umbrella coverage requires. We take the time to learn about your needs, your lifestyle, and your goals to help you protect what matters most.

Umbrella insurance is not one-size-fits-all. Whether you want added protection for your home, vehicles, rental properties, or personal assets, we tailor your coverage to fit your situation. Our team helps ensure that when life takes an unexpected turn, your future stays secure.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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