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Workers' Compensation

What does Workers’ Compensation insurance provide?

Workers’ Compensation protects your business and employees when a workplace injury occurs. Even small accidents can lead to significant medical bills and downtime, so having the right coverage in place matters.

It helps pay for medical treatment, wage replacement, and rehabilitation, while also protecting your business from costly lawsuits and keeping operations running smoothly.

Talk with our team today. We’ll review your options, recommend the right limits, and help you take advantage of every available discount.

There is a difference

The cheapest policy isn’t always the safest. Low-cost coverage can leave gaps that lead to expensive claims, compliance issues, or out-of-pocket costs.

Even if policies look similar, the details matter. Limits, deductibles, and optional coverages vary by carrier. Those differences show up when an injury happens, when an employee misses work, or when state requirements shift.

Every business carries unique risks. We help you structure Workers’ Compensation coverage that fits how your business operates and keeps your employees protected.

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What does Workers’ Compensation insurance provide?

Workplace accidents happen fast. Workers’ Compensation covers medical care, lost wages, and recovery costs when an employee is hurt on the job. It also protects your business from expensive lawsuits and keeps you compliant with state requirements.

Contact us today. We’ll review your options, recommend the right limits, and help you take advantage of available discounts.

Required and Additional Protection

Workers’ Compensation protects employees after a work-related injury or illness. Core coverage often includes:

  • Medical Treatment

  • Wage Replacement

  • Rehabilitation

  • Employer Liability

Additional coverage may include:

  • Disability Benefits

  • Occupational Illness Coverage

  • Death and Survivor Benefits

  • Return-to-Work Support

Construction worker wearing a yellow hard hat and tool belt leaning over to inspect a large underground utility pipe on a job site.

Why We’re Different for Employers

Many policies look alike, but not every provider understands the risks your employees face. We tailor Workers’ Compensation coverage to fit your business and the work your team does.

Every industry is different. From construction to retail to office-based operations, we help you build protection that keeps your employees safe and your business running smoothly.

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Where Protection
is Our Point

Wilmington Office

1613 Military Cutoff Road Suite 200
Wilmington, NC 28403
info@finpointinsurance.com
Phone: (910) 799-6161
Fax: (910) 799-3033

Leland Office

1018 Grandiflora Dr, Suite A
Leland, NC 28451
info@finpointinsurance.com
Phone: (910) 383-0303
Fax: (910) 383-0304

Southport Office

4911 Old Long Beach Rd SE, Suite 2
Southport, NC 28461
info@finpointinsurance.com
Phone: (910) 454-9800
Fax: (910) 454-8080

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